Ricardo Guimares has built his family business to be the biggest sponsor of football brands in Brazil.Guimares is himself a sports lover and supports Atletico Mineiro.It is a club close to his heart that is sponsored by BMG.The three letters BMG are printed in orange color on the player’s shirts and are a perfect way for the brand to market itself. It is a costly marketing move but in that is paying handsomely. The bank is today the leader in Payroll loan processing.


Payroll loans is an area with low default rates and many customers. Ricardo Guimares has seen this 85-year-old bank prosper thanks to his leadership skills. Some if the skills are on display on how he manages sports team sponsorship. His businesses acumen doesnt6 allow him to sponsor teams partially. Banco BMG sponsors over 100 teams from all divisions of the Brazilian League. The Bank, despite his personal choices, does not root for any specific team. Since soccer is very popular in Brazil, it is a genius marketing plan as the colors of the banks are depleted every weekend to tens of millions of Brazilian soccer fans. The bank has also sponsored other teams like Basketball and tennis players.


Banco BMG has one the best financial returns from its sports sponsorship. The high visibility has allowed it to prosper in a competitive business environment. The bank has used this fact to accelerated its growth plans and recently acquired Schahin bank and Banco GE.These acquisitions have seen Banco BMG dive into different market segments including vehicle financing and personal loans. The bank has achieved an impressive feat having over 5 million customers and one of the fastest growths despite the current economic crisis.


Banco BMG has leveraged the skill of Ricardo Guimares to grow. The Banking titan believes in hiring the best and working very hard. It is a philosophy that has seen the bank became the biggest consigned credit lender in the market with 80% market share. It is based in Bero Horizonte but has 3000 branches country wide. It also has over 50000 agents around the country. It routinely floats bonds in the international market to help it grow.


Ricardo Guimares is the grandchild of the founding father, Puargo Guimares.He has been with the bank since 1980 and has been promoted severally. He became the financial officer in 1989 and vice president in 1996.


This article is a recap.


Yeonmi Park and the Stakes of North Korean Defectors

Yeonmi Park has come forth on behalf of all of the North Korean defectors and has presented a compelling story to the billions of people that have watched the summit. This has brought a lot of attention to her and North Korea. Now, other North Korean defectors have a lot at stake, especially since the North Korean government is working overtime to discredit Yeonmi. They are targeting her and telling people that she is lying. However, she is not the first one that has been targeted. Another person was targeted for assassination because he was a big threat to the status quo. Yeonmi Park has had videos posted on Youtube about her that told people that the story that she has presented was false. Part of the video involved Yeonmi’s extended family denying some of the things that Yeonmi has stated. However, they may have either been paid or bullied to participate in the campaign. Either way, the stakes are very high for the defectors and the North Koreans who are still living under the oppressive rule. Yeonmi Park is often referred to by North Koreans as a “celebrity defector”. There are also other skeptics that reside outside of North Korea. Either way, it is important for Yeonmi to make sure that her story is straight. Yeonmi Park’s story on The Reason needs to be completely true so that it can give her and other North Korean defectors a fighting chance at bringing justice to their home country. At this point, people are looking for ways to fight the injustice of North Korea. However, it is important to fight based on truth, otherwise this will add to the injustice. Yeonmi Park understands that and made sure that her story is a true story. She made no efforts to sensationalize or emotionalize the story. Yeonmi Park has shown a spirit of honesty and gentleness in spite of all of the trials that she has been through in North Korea as well as during her escape to South Korea. Also, getting the story out and giving people an opportunity to see a better way of life than under oppression is part of the healing process for Yeonmi Park.

You Tube + Subscription Channel + Perseverance = Fame + $

You Tube was started in 2005 and with its inception changed the way people seek out information and have fun; often times in the same place. One way is via channels on You Tube. These are made by individuals where videos can be uploaded to their own channel indefinitely. From these channels, have come many widely recognized and now famous names; PewDiePie and Niga Higa to name a few. Some people, such as Wengie, are on their way to international stardom, if not already there, from this spectacular concept called You Tube.

Sweden’s PewDiePie, A.K.A., Felix Arvid Ulf Kjelberg, is the most popular You Tuber in the world right now. He is a gamer who plays a variety of video games and describes the action as it occurs. He keeps the audience’s attention with constant joking around and editing of himself in the videos.

PewDiePie’s main appeal seems to be that he is absolutely hilarious. He also opens his introduction by referring to everyone as “bros”. This appeal cannot be underestimated in a digital and electronic age where so many people are looking for a place to feel a part of something, a family. PewDiePie is very successful at reaching out to his subscribers and responding to comments and questions on his channel with a personal touch.

NigaHiga, A.K.A., Ryan Higa, was one of the first major You Tube stars. Higa is funny and action oriented. He is constantly in motion and keeps his subscribers enthralled with his brand of quick witted humor. Higa is renowned for his videos and short films with a comedic flair.

He recently launched a mobile app in 2015. The new app is a way to connect with his fans and offer them additional content not found on his You Tube site. Ryan Higa states on his official site that, “He continues to concentrate on his passion: making people laugh”.

Wengie, A.K.A., Wendy Huang, is Chinese-Australian and multi-faceted with her talents and skills. She has developed a beautifully put together You Tube site that is both up beat and inspiring to her subscribers. She offers beauty tips, wellness information, style suggestions, diet health plan ideas and weekly giveaways. Her beauty channel is currently the fifth most subscribed channel in Australia. According to Wengie “creating You Tube channels are my passion”.

Wengie is also a blogger. She routinely writes about fashion, beauty and personal issues and has been doing so since 2010. It seems only natural that Wendy is also CEO of Style Alley. Style Alley is an online shopping market for ladies to locate deals on gently used treasures so they can always have something “new” in their closet.

You Tube has changed what popular means to many in our modern day society. Information can be gathered on You Tube and education as well. Anyone can start a channel at anytime. Who knows who will be the next famous You Tuber; how young or how old, there is no limit to the possibilities in this new world. It could be you…

Coaching Importance: Real Estate Mavericks

As mentioned in previous articles, this particular series will discuss and focus on coaching and how it affects culture as a whole. This article will discuss the benefits of coaching your agents and how that will change their learning at the end. In life, if all things were to be kept constant, those having a coach will always perform more than those who do not have one.

We will break down all the strengths and weaknesses of the agents through a one on one coaching. We will also focus on building their individual strengths and let them increase in focus on the strategies that can propel their businesses forward. If anyone wants to do many things, he will try all of them and get frustrated at the end and stop doing all of them.

By helping the agents focus and on easy few things one at a moment, we realize that they will be able to accomplish more and increase in their sense of achievement to continue in working hard. We have also found out that they are more likely to work hard and help others by putting the time to coach them. This apparently means that all of them or rather everyone is productive.

We have also developed mastermind groups that will help create the greatest impact on culture positively. Every group will contain twelve agents. The agents will then be individually assigned an accountability partner, and on a weekly basis, they will be they will gather and share ideas on how to best improve their businesses and many other things. The owner or manager should be present during the proceedings of the meeting and help the groups keep track. Through sharing ideas and encouraging one another, and sharing about the issues faced in the market, all agents will walk away positively energized, focused and well prepared to handle business-related matters in the market with the right attitude more than ever before. These agents will know each other better leading to a higher working environment and bonding.

Our specific particular is to eliminate competition from the market but not to take business away from the agents. As a trainer and qualified coach, one on one coaching will help them participate effectively in the groups and increase in knowledge and help them succeed.

Our curriculum has also developed a six-week class that will have no more than seventy agents at a time. Every agent must have an accountability partner to report to after completing the weekly specific tasks. These agents will unite together and share ideas. Speakers will be brought in to share the many ways in which to role-play and prospect whatever they are doing with the sellers and the buyers. We will encourage the agents to exit from their comfort zones and propel away their fears.

Real Estate Mavericks is a top option when you want a motivated and highly productive workforce of agents. Real Estate Mavericks promote culture through their private coaching to create a positive working environment.

Dr. Jennifer Walden Is An Excellent Texas Plastic Surgeon

There are those in the world that look in the mirror and like what they see, but most people can easily point out an imperfection on their face or body that they would like to change. Those who feel they are perfect the way they are may have a high opinion of themselves, or it’s possible that the person really accepts themselves for who they are and how they look. The fact is, most people find faults within themselves, and they’d like to change what they see in the mirror every day. Those who want to see a change in their body may turn to a plastic surgeon.

Finding a good plastic surgeon isn’t necessarily something that’s as easy as picking up the phone book, especially since many plastic surgeons are available today. A plastic surgeon is a doctor that has taken courses that teach them to conduct certain plastic surgeries, and they become surgeons that work on certain parts of the body. Not every plastic surgeon will have the knowledge to do all types of plastic surgery, but some surgeons may specialize in a specific area of plastic surgery. Those who want to find a plastic surgeon who does a particular type of surgery should do extensive research.

When looking for a top surgeon, those who live in Texas don’t have to look very far. Dr. Jennifer Walden is Texas’ top surgeon, and she is different than the many surgeons that are available in Texas. Although Dr. Jennifer Walden is available to all clients from near and far, she has returned to Texas and has a practice that has helped many people to feel better about themselves. The persons that go to Dr. Jennifer Walden a have different surgeries that can correct a problem that they have or fix something on their body.

The work Dr. Jennifer Walden does ranges from breast augmentations to labiaplasties, and she also conducts fat transfers as well as being able to remove fat from the body. Dr. Jennifer Walden has been able to help contour the bodies of many looking to lose weight as well as shaping and changing the noses of those who feel the need for a rhinoplasty. Anyone who’s aging or has skin that is starting to show wrinkles can go to Dr. Jennifer Walden for a facelift, especially since she’s immensely experienced when it comes to all types of surgical procedures.

Urbana’s High Profile Seeks to Help Pets with Crowdrise Campaign

Jon Urbana is a very busy person who is always involved in business and other pursuits. Most recently, Mr. Urbana has become involved with a Crowdrise campaign. Specifically, he is promoting a charity drive to support the Animal Rescue & Adoption Society (ARAS). The goal of the ARAS is to care for cats until they can be placed in a new home. The shelter provides a “no kill” policy allowing the felines to live in a sanctuary until adopted. The costs of doing so are significant and on Facebook, Urbana said that the Crowdrise campaign hopes to offer the necessary financial support to feed and shelter the cats.

Before becoming an activist for pets, Jon Urbana made a name for himself in the lacrosse world. In a previous career, Urbana was a professional lacrosse player. Although he is retired from professional competition, Urbana has not left the lacrosse world behind. He currently runs the Next Level Lacrosse Camp, which is a training ground for the top college and professional lacrosse players of the future.

While in college at Villanova University, Urbana was a NCAA Division 1 All-American in lacrosse. Not only did his tenure at the university help him lay the foundation for his sports career, it also helped set up his professional endeavors. Urbana holds a Bachelor of the Arts in Economics and this has served him well in Jon’s various entrepreneurial endeavors.

In his other business ventures, Jon Urbana serves as the Head of Business Development for Ellipse USA, a company that deals with laser technologies. Mr. Urbana is effectively able to handle his duties with Ellipse while also serving as a coach at his lacrosse camp and a part-time photographer who also has an impressive music catalog.

Hopefully, the high profile Jon Urbana brings to the Crowdrise campaign will help it become a huge success.

Donate to Jon Urbana’s Charity Drive from Jon Urbana on Vimeo.

Eric Pulier and His Role towards CSC Market Success

Overview of Computer Sciences Corporation (CSC)

Computer Sciences Corporation (CSC) is a Fortune 500 American Multi-National company Headquartered in Falls Church, Virginia. The company Provides Information Technology (I.T) related services to enterprises and government agencies. CSC is also ranked 8th among 500 best and largest software and IT service providers in the world.

CSC was founded way back in 1959 by Fletcher Jones and Roy Nutt. The company commenced its operations by providing programming tools including compilers and assembling software that could be used to generate application software. During the company inception, its primary business was developing applications to iconic computer companies such as National Aeronautics Space Agencies (NASA), Honeywell, and IBM. CSC made its Initial Public Offering in 1963 through the American Stock Exchange. Towards the end of 1968, CSC was listed in New York Stock Exchange flinging its operations to growth-oriented markets including Western Europe, Canada, and India.

CSC Business Divisions

CSC is considered a huge company by any standards, because, it employs close to 90,000 employees geographically disbursed across the globe. CSC operates mainly in three broad categories.

CSC conceptualized the North American Public Sector division that has been serving the U.S federal government since the year 1961. This particular unit provides proactive I.T services to NASA, Homeland Security, Central Intelligence Agency (CIA), Federal Bureau of Investigations (FBI), and the U.S Department of Defense.

CSC other critical business divisions include the business solutions and services and managed services that are tailored towards the large enterprises.

The company is growth oriented and in 2003 they made an acquisition for DynCorp. Later on in 2007 they acquired Covansys Corporation.

Besides, Computer Sciences Corporation (CSC), is also a market leader in cloud computing, Information Security. Bid Data Analytics, and general I.T consulting services.

CSC cloud solutions enable enterprise accelerates robust business innovation by enhancing business agility while reducing operational costs. When such technology is harmonized with CSC agility platform that propels hybrid cloud management, organizations tend to leverage on cloud empowered enterprise transformation.

Eric Pulier and CSC

C.S.C success is attributed to their talented workforce, and one outstanding employee has been Eric Pulier. The individual joined the company in 2012, and since he has doubled up as the company’s project manager, and the Asset Management Lead. As a project manager, he oversees the storage and recovery of related projects so that the organizations can adopt a universal business friendly standardized solution.

Part of his success is when he managed a single project comprising of shipping and recovering of over 20,000 individual laptops and desktop project covering Windows seven operating system refresh project.

As an asset management lead, Pulier has successfully recovered around $750,000 in missed revenue from client and billing process that utilizes hardware systems for automation. This has been achieved within the prescribed time frame required by the contractor as stipulated in the contract documentation. As a result, Pulier has emerged as one of the most sought after I.T contractor in the world.

ABC’s Hit Soap Opera One Life To Live

Soap Operas began gaining popularity as early as the 1950’s in America and usually ran for an extensive period of time. With plot twists, turns, multiple character introductions and deaths, soap operas created a new nail-biting genre of daytime television. ABC first aired One Life To Live in July 1968 and the show ran for over 43 years on the network. The show finished in January 2012 but was continued on Hulu and iTunes as a web series. Originally episodes where only 30 minutes long but as the show gained in popularity the episodes spanned to a full hour for each.

One Life To Live went on to win multiple Day Time Emmy Awards and was praised for being the first soap opera in history to feature an ethnically and socioeconomically diverse cast. The show centered around the wealthy Lord Family, primarily around Victoria Lord. Over the course of the show Victoria goes through hard hitting scenarios like rape, divorce, love, loss and breast cancer. The show got the nations attention by continuously airing episodes dealing with current social issues as the years went by.

Characters came and went in the show and in 2009 Stacy, played by Crystal Hunt, was introduced while Gigi and Rex where in Las Vegas. Gigi’s sister Stacy had been stripping in Vegas and decided to follow them home to pursue her obsession with Rex. Upon learning Rex’s son had leukemia Stacy lied about being a donor match to blackmail Gigi into ending it with Rex. Before Stacy’s lies came to light she and Rex had a one night stand that resulted in a pregnancy, but ended in a miscarriage.

Determined to have Rex for herself Stacy tricks Oliver Fisher into impregnating her to pass the child off as Rex’s. Eventually Rex’s insane father kidnaps Stacy to raise his grandson but tosses her in the snow once he finds out the truth. Gigi finds Stacy in the woods and brings her to Victoria’s cabin where she gives birth to a baby girl. Stacy dies shortly after jumping into a frozen lake to save her daughter and sister whom had fallen in while Gigi was trying to take the newborn to a hospital for medical attention.

American actress Crystal Hunt begun her career early as a beauty pageant contestant which lead to commercial work. She stared in an Anti-Drug commercial with boy band N’Sync as well was a commercial for The Walt Disney Company. On Instagram Hunt is also well known for her work on Guiding Light prior to playing Stacy Morasco. Hunt has begun working behind the camera and produced her first feature film Talbot County earlier this year, the trailer for which is on her Vimeo.

Kyle Bass: Hero or Villain

Kyle Bass, founder and managing partner of Hayman Capital Managment, is making headlines once again with new predictions on the future of Chinese banks. If his predictions are correct it could speak trouble for Asian banks. Currently, Chinese assets are over 31 trillion dollars, that’s three times the GDP of China. When a country’s banks grow too large for the country’s GDP it could lead to it’s downfall, according to Bass. If he is correct, China will certainly lose it’s equity, but thanks to Chinese government involvement, the banks won’t fail. However, it will end double digit credit growth for China and could bring bring trouble to Asian banks who lend to China.

So the question is, how likely is Bass’s prediction to come true? Bass reached the pinnacle of fame in the finance industry when he correctly predicted the subprime mortgage crisis in 2008. With this success he was instantly the new whiz kid, the superstar of the day. But many are questioning his “genius” as he seems more concerned about his media appearances than the success of the hedge funds he is managing (it’s estimated he has lost 30% of the value at a time when the best performing hedge fund managers have increased their value by that much)!

Finance is not the only reason Kyle Bass has been in the headlines. He has been embroiled in a number of questionable, even unethical circumstances. Bass has aligned himself with Argentine President Cristina Fernandez de Kirchner who has defaulted on the country’s sovereign debt twice! Most economists view President de Kirchner as an economic illiterate leader while Bass continues to defend her while her policies are sending her constituents into poverty.

As an investor in General Motors, bass seems only concerned with his bottom line instead of the lives of consumers. GM was aware of faulty airbags in their vehicles. Bass’s defense? It’s not GM’s fault, the drivers must have been drunk or not wearing their seat belts. Yes, victim blaming to save his investment.

I wish it stopped there, but there’s more. Bass, along with Erich Spangenberg, attacked the pharmaceutical industry. Bass and Spangenberg would short sell stocks, challenge their patents with their organization, Coalition for Affordable Drugs. This caused stocks to go down and prescription costs to go up at the expense of the consumer to see his bottom line go up.

Is Kyle Bass a hero of the financial world or a villian?


Born into an American Jewish family in Washington DC, Bruce Levenson is former NBA owner, business magnate, and philanthropist. He is a billionaire in his right having owned Atlanta Hawks LLC, which controls and owns Atlanta Hawks, a basketball team playing in the NBA league, one of the largest sports events in the world. He was the governor at Hawks and represented them on the board of governors at NBA. Bruce was born in 1949 and is married to Karen Levenson and has three sons. He attended Washington University and later graduated from the American University with a degree in law. He started his career in journalism at a company known at the Washington Star where he served the position as a reporter on a newsletter with issues regarding energy for Observer Publishing. Bruce in conjunction with Ed Peskowitz founded United Communications Group, in a store room just above his father’s liquor store way back in 1977. He is on the company’s executive team as an advisor and also on the board of directors. When he started UCG, he was focused on the oil sector but currently, the private equity company has interests in telecommunications, banking, mortgage and technology among many other fields. The company has also been partly in the oil industry as they have started a mobile application that helps drivers in America to find places that sell gas at low prices. Bruce has helped UCG to become a top notch company that is involved in information delivery that are on fast changing energy prices and news on guidance and counseling. The company is whose headquarters are in Washington DC has employed over 1000 highly professionals serving a customer base of about 46 million people with offices in Europe, North America, and Asia. The company has received world recognition and won over 125 awards in journalism. Also, Bruce’s company has been recognized as one of the best workplaces in the Washington District. With UCG, he founded Tech Target, an IT company in the media industry in 1999. He is the director of the company that is publicly traded. Mr. Bruce served on the board of Specialized Information Industry and the board of community foundation of Washington DC. He is also an advisor at BIA digital partners. Together with Ed, they were both honored and were in the software and information industry association’s Hall of Fame. On philanthropy, Bruce together with his family especially his wife at the University of Maryland started the school of philanthropy and non-profit management. He has contributed to the SEED Foundation. Being a Jew of American roots, he has been contributing to the Jewish Federation. He is also a donor to the US Holocaust Museum, which has lessons for the student who want to be tour guides at the Museum. The 66-year-old is a lover of adventure and is reported to have gone camping at the Antarctica with his better half. The man with houses in Atlanta, Maryland, and Potomac loves golf as a sport and also basketball.